Loan Brokering for RE Investors
The Right Financing for Every Deal
Patel Property Solution LLC connects non-owner occupied real estate investors with the loan products they need — Fix & Flip, DSCR, bridge, and more. We shop the market so you close faster.
Why Investor Financing Is Different
Financing Built for Investors, Not Homeowners
Traditional banks weren't designed for real estate investors. Their slow timelines, rigid underwriting, and owner-occupant focus make them a poor fit for Fix & Flip projects, rental portfolios, and distressed acquisitions. We work exclusively with non-owner occupied investors and have access to a wide network of lenders who understand your strategy and can move at the speed deals require.
Loan Products
Financing for Every Investment Strategy
Fix & Flip Loans
Short-Term Rehab Financing
Designed for investors acquiring and renovating distressed properties for resale. These short-term loans cover both the purchase price and rehab costs, with draws released as work is completed. Fast closings — often in 7–14 days — so you can move when the deal is right.
- Loan amounts from $75K to $5M+
- Up to 90% LTC / 75% ARV
- 6–18 month terms
- Interest-only payments
- Fast closings in 7–14 days
Ideal for: Investors buying distressed properties to renovate and resell
DSCR Loans
Debt Service Coverage Ratio
DSCR loans qualify based on the property's rental income — not your personal income or tax returns. If the property cash flows, you can qualify. Ideal for building a rental portfolio without the documentation burden of conventional financing.
- No personal income verification
- Qualify on rental income alone
- 30-year fixed or ARM options
- Single-family, multi-family, short-term rentals
- Portfolio and blanket loan options
Ideal for: Buy-and-hold investors building long-term rental portfolios
Bridge Loans
Short-Term Capital for Transitions
Bridge loans provide short-term capital when you need to move quickly — acquiring a property before your existing asset sells, funding a value-add project, or covering a gap between purchase and permanent financing. Flexible terms, fast funding.
- 6–24 month terms
- Close in as little as 5–10 days
- Asset-based underwriting
- Interest-only structure
- Refinance or sale exit strategies
Ideal for: Investors needing speed and flexibility between transactions
Non-Owner Occupied Loans
Conventional & Portfolio Products
For investors who want longer-term, lower-rate financing on stabilized investment properties. These conventional and portfolio products offer competitive rates and terms for single-family rentals, small multifamily, and mixed-use properties.
- Competitive long-term rates
- Single-family to small multifamily
- 15, 20, and 30-year terms
- Portfolio lender flexibility
- Cash-out refinance available
Ideal for: Investors seeking stable, long-term financing on performing assets
Our Process
How We Get Your Deal Funded
Tell Us About Your Deal
Share the property details, your investment strategy, and the financing you need. The more context you give us, the faster we can match you with the right lender.
We Shop the Market
We present your scenario to our network of lenders — banks, credit unions, private lenders, and hard money sources — and identify the best terms available for your deal.
Review Your Options
We walk you through the loan options, explain the trade-offs, and help you choose the product that best fits your strategy, timeline, and exit plan.
Application & Processing
Once you select a loan, we guide you through the application, gather required documentation, and manage the process with the lender to keep things moving.
Close & Fund
We coordinate with the title company, lender, and all parties to get you to the closing table — and funded — as quickly as possible.
Why Choose Us
Why Investors Work With Us
Investor-Only Focus
We don't do primary residence mortgages. Every lender relationship we have is built around non-owner occupied investment properties.
Access to Multiple Lenders
We're not tied to one bank. We shop your deal across our network to find the best rate, terms, and speed for your specific scenario.
Speed When It Matters
Investment deals don't wait. We work with lenders who can close in days, not weeks — so you don't lose the deal.
Strategy-First Advice
We match the loan to your exit strategy — not the other way around. Fix & Flip, hold, refinance — we structure financing around your plan.
All loan products are for non-owner occupied investment properties only. Rates, terms, and availability are subject to lender approval and market conditions. This is not a commitment to lend.
Ready to Fund Your Next Deal?
Tell us about your investment and we'll find the right financing to make it happen.